Mortgage refinance calculator
Compare your current home loan with a refinance. See the new monthly repayment, total interest over the term, and how long it takes to break even if there are upfront costs.
Results
Current monthly repayment
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New monthly repayment
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Monthly saving
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Current loan — total interest (remaining term)
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New loan — total interest
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Interest saved
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Break-even (months)
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This is an estimate only, not personal advice. Omission of data or unique variable will have a considerable influence on outcomes. Consider speaking to a licensed adviser for a plan tailored to you where personal variables will be confirmed by supporting documents specific to your preferences and circumstances
What to do next
Use these figures when comparing refinance offers. Consider fees, features, and eligibility with a broker or lender.
Information is intended to be only used as a guide. We highly recommend you seek professional advice from licensed professionals. Omission of detail may make scenarios and opportunities not suitable for your specific circumstances.